When the business is ready to grow, the capital structure should be ready too.
DEBT FINANCE
Debt solutions for businesses at decisive moments.
XYZ Arrow helps businesses evaluate and explore suitable debt-funding structures through banks, NBFCs, financial institutions, private lenders and other financing sources.
From secured and unsecured debt to working capital, project finance, acquisition finance, bridge funding and structured debt, we help businesses identify financing options aligned with their business profile, cash flows and funding objectives.
OUR DEBT FUNDING SOLUTIONS
We assess the underlying requirement first, then evaluate the debt instrument and capital-provider route that best fits the transaction.
SECURED DEBT FUNDING
Financing supported by eligible collateral or security such as property, business assets, securities or other acceptable security structures.
Suitable for businesses seeking larger-ticket funding where adequate security is available.
UNSECURED DEBT FUNDING
Debt financing that may be structured without conventional collateral, subject to business strength, cash flows, financial performance, credit profile and lender criteria.
Suitable for eligible businesses with established operations and demonstrable repayment capacity.
WORKING CAPITAL FUNDING
Funding designed to support day-to-day business requirements such as inventory, receivables, vendor payments, operating expenses and business-cycle requirements.
Solutions may include working-capital limits, revolving facilities, overdraft structures and other eligible financing arrangements.
PROJECT FINANCE
Debt solutions for eligible infrastructure, manufacturing, energy, real estate and other projects where repayment is supported by project cash flows and the overall project structure.
We evaluate project cost, promoter contribution, existing debt, projected cash flows, security structure and funding requirement.
BRIDGE FINANCING
Short-to-medium-term funding designed to bridge a temporary capital requirement until a longer-term financing event, asset sale, refinancing, investment or other expected liquidity event.
ACQUISITION FINANCE
Debt funding for eligible business acquisitions, strategic investments, expansion or consolidation opportunities.
The structure may consider acquisition value, target-company performance, cash flows, security and the proposed repayment mechanism.
BILL & RECEIVABLES FINANCING
Unlock liquidity from eligible invoices, bills and trade receivables to reduce the gap between sales and cash realization.
This can be particularly relevant for businesses with established B2B receivables and longer payment cycles.
REVENUE-BASED FUNDING
For eligible businesses with predictable revenue streams, financing may be structured around business revenue and repayment capacity rather than conventional collateral alone.
STRUCTURED DEBT
Customized debt structures for transactions that may require a combination of security, cash-flow-based lending, subordinated debt, mezzanine structures or other specialized financing arrangements.
From requirement to a lender-ready transaction.
OUR DEBT FUNDING PROCESS
A disciplined process improves clarity before capital providers are engaged.
01. UNDERSTAND
We understand your business model, funding purpose, existing debt, financial position and repayment capacity.
02. ASSESS & STRUCTURE
Review available financial information, business performance, security, cash flows , transaction requirements & identify potential debt structure.
03. MATCH
We approach potentially suitable banks, NBFCs, financial institutions and alternative lenders based on the transaction profile.
04. FACILITATE
We support the funding process, documentation coordination and communication with relevant financing institutions.
05. CLOSE
The transaction proceeds toward sanction and disbursement subject to lender due diligence, credit approval, documentation and applicable conditions.
Features of Our Services
Why Choose Us?
we have a network of best as well as cost effective Solution across Eco-system.
We work across a network comprising banks, NBFCs, financial institutions, private lenders, family offices and other capital providers.
We focus on understanding the underlying transaction and funding requirement rather than applying a one-size-fits-all financing model.
We help businesses evaluate different debt structures according to their business profile, cash flows and funding objective.
Our team brings experience across corporate funding, investment banking, financial structuring and business advisory.
From initial assessment and funding strategy to coordination with potential financing institutions, we support the process through the relevant stages.
Different needs. Different routes to debt.
01. Cash-Flow Led
UNSECURED
Structures driven primarily by operating performance, recurring revenue and free cash-flow visibility.
02. Asset-Backed
SECURED
Finance supported by eligible real estate, shares or other acceptable collateral.
03. Receivables-Backed
WORKING CAPITAL
Liquidity against eligible invoices, trade receivables or contracted cash flows.
04. Transaction-Linked
ACQUISITION / BRIDGE
Capital designed around a defined acquisition, refinancing, bridge requirement or strategic transaction.
05. Alternative
PRIVATE CREDIT
Potential non-bank and private capital routes for requirements that need more flexible structuring.
One funding requirement can have more than one viable structure.
Frequently Asked Questions
Potential structures include secured and unsecured funding, bridge finance, growth capital, acquisition financing, working capital, vendor payable finance, bill discounting, revenue-based funding, loan against property and loan against shares, subject to eligibility and capital-provider requirements.
Certain unsecured or cash-flow-based structures may be evaluated depending on revenue visibility, free cash flow, business quality, transaction characteristics and capital-provider appetite.
Assessment may consider business performance, cash flows, existing debt, banking conduct, promoter profile, collateral where relevant, transaction purpose and repayment capacity.
BUSINESS EXPANSION
Finance new locations, production capacity, equipment and strategic expansion.
WORKING CAPITAL
Support inventory, receivables, vendor payments and operating requirements.
CAPITAL EXPENDITURE
Finance eligible machinery, equipment, technology and other business assets.
PROJECT DEVELOPMENT
Fund eligible infrastructure, energy, manufacturing and real estate projects.
ACQUISITIONS
Support eligible mergers, acquisitions and strategic business purchases.
REFINANCING
Replace or restructure existing borrowing where an appropriate financing opportunity exists.
BRIDGE REQUIREMENTS
Meet short-term funding requirements pending a planned liquidity event or long-term financing.
Yes. Refinancing is one of the published services and may involve evaluating alternative pricing, tenure, lender structure, terms or potential top-up capital.Â
Depending on the nature of the transaction, financing institutions may require:
- Company / business profile
- KYC and corporate documents
- Audited financial statements
- Provisional financial statements
- GST and income-tax records
- Bank statements
- Existing loan details
- Debt repayment history
- Details of assets and security
- Receivables and payables
- Business projections
- Project report / DPR, where applicable
- Purchase orders / contracts
- Promoter details
- Purpose and end-use of funds
The exact documentation and eligibility criteria vary according to the financing institution and transaction.
Our debt-funding advisory and facilitation services may be relevant for:
- Established companies
- MSMEs and mid-market businesses
- Manufacturing companies
- Infrastructure companies
- Real estate developers
- Renewable energy projects
- Engineering & construction companies
- Trading businesses
- Exporters and importers
- NBFCs and financial institutions
- Technology and service businesses
- Businesses undertaking acquisitions
- Companies seeking refinancing
- Businesses requiring additional working capital
- No. Funding is subject to project due diligence, eligibility, documentation, lender or investor appetite, commercial terms and applicable legal and regulatory requirements.
Have a Debt finance requirement?
All financing is subject to eligibility, due diligence, documentation, regulatory requirements, lender/investor approval and applicable terms. XYZ Arrow does not guarantee sanction or disbursement of funding.
Contact us
- +91-8260673300
- invest@xyzarrow.com
- Globally